"Apples with Apples" is another basic principle of effective visual merchandising. Don't be tempted to split your displays and thus dilute your window's message. Despite some popular theories on today's fragmented market places, consumers still appreciate the value of an expert. Set yourself up as this expert by ensuring your window displays convey the clear message that you are 'in the business' of the product that's on display. Being the expert on that product or service gives shoppers a great reason as to come into your shop - even if they are not intending to buy.

Signage wayfinding specialist First, unless you have done work with the installer before, it is a good idea never to pre-pay for all the work. Some dealers legitimately ask for a 50% deposit which they use to purchase equipment and begin designs. Be wary about paying more of a down payment.

First of all you may not be familiar with what billers or specialists do. The best way to find out what they do and if you would like the work is to visit a medical billing company or large medical clinic that keep the work in-house, and talk to the specialists there.

How many times have you filled out those little pre-approval cards that come in the mail and guarantee you a credit card? What you are really getting is a guaranteed offer to apply based on your credit. It does not mean you were approved it just means you pre-qualified for overall credit worthiness based on a prescreening that creditors do using the credit bureaus. Most of the time, you are denied after and stuck with yet another credit lowering inquiry. Don't fill these out unless you really think you qualify and need it. No one needs 100 open accounts anyway. Use your head. If you have bad credit and get an American Express offer, do you really think you will get it?

Search Engine Optimisation is one of the most heavily sold services on the Internet today, with the possible exception of "online marketing systems that will do all the work for you". A web developer will often specialise in the development aspects, while a search engine specialist can always be brought in to fine tune content and set up search engine strategies for ANY site.

Being sickly and underweight, like Colette was, are obvious signs of inadequate nutrition. But what are some of the other signs you can look for in your quest for optimum health? Here are nine signs of inadequate nutrition that we learned with our daughter.

Visual merchandising is a specialised skill in itself. In fact it's a combination of skill, education, artistic creativity, science and invention. You wouldn't have an unexperienced floor staff member do your accounting for you and you should think of your visual merchandising in the same way. Having a specialist visual merchandiser do your window displays may cost a little more, but can triple its worth in sales.

Again, these are just well hidden ways to get you to pay more. Say you have an auto loan with your credit union or bank or even a credit card. The bank offers to do you a huge favor by letting you skip a payment during the holidays or if you are low on cash one month. What you are really getting is 30 to 60 days of unpaid interest added to your debt, which in the long run will add more to what you owe and take you longer to pay off. Solution? Don't do it. You can come up with the money each month as you always have if you curb spending and pay your bills out of a well-defined budget. Living on borrowed money does nothing for you.